Educational Background
Information about my educational background, school projects and volunteering
Education
Bachelors in Finance at Tecnológico de Monterrey
From August 2019 to June 2023, I studied a Bachelor's Degree in Finance at the Tecnológico de Monterrey, being part of the first generation to graduate from the new Tec 21 model. I finished with a GPA of 95.05 (100 as Max) and completed two minors.
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Minor in Fund Management and Alternative Investments with a GPA of 99
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Minor in Business Families, Sustainability and Transcendence (Family Business Consulting) with a GPA of 98
Click here to verify my degree
Technician in Financial Markets, Banking and Financial Services at the Institute of Stock Market Studies of Madrid
This brief experience introduced me to the world of financial markets in June 2018. I learned what stock markets consist of, fundamental analysis, technical analysis, macroeconomics, among other topics related with financial markets.
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School projects
Due to the new educational model "Tec 21" of the Tecnológico de Monterrey I was able to gain experience carrying out different projects with "Training Partner" companies. The projects sought to satisfy a need of the training partner companies related to the topics we learned in class. The projects competed within the same campus, to later go on to a national or regional competition, in which they were presented to directors or managers of the company, who chose the winner and considered the implementation of the project.
Training Companies
Projects were created for Coppel; Friza; Cuprum; Caba Meat & food; Actinver; Hey Banco; Femsa (National Winner); Bafar; Vector (National Finalist); Detecno.; Fitch Ratings (National Finalist); Afore InverCap (National Winner); Banco Base.
Next I will explain the projects in which I had an outstanding participation.
Creation of an investment portfolio for a basic SIEFORE 70-74, InverCap (National Winner)
This project consisted of creating an investment portfolio for InverCap clients born between 1970 and 1974 in which the Black-Litterman optimization model was used, as well as expected macroeconomic assumptions to determine the weighting of each asset class. In addition, passive and active management was established for domestic and international equities, and all the assets selected for the latter were justified. It is important to mention that the portfolio complied with the requirements established by CONSAR.
Creation of a Social Project, Fitch Ratings ESG (National Finalist)
We proposed the creation of "Agranelo", a social project with the purpose of facilitating access to a balanced and nutritious diet in low-income communities in the metropolitan area of Nuevo Leon. The viability of the project was tested through the elaboration of cash flows, which we used to obtain the Internal Rate of Return, the Immediate Profitability Rate, the Payback of the project and the Net Present Value. In addition, base, pessimistic and optimistic scenarios were projected, as well as the behavior of the cash flows in case of acquiring debt.
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Creation of a Structured Note, VECTOR (National Finalist)
My team and I created an alternative investment instrument named structured note that guarantees the client the initial amount invested in a term of 2 years. We achieved this by investing in a 2-year Mexican Zero-Coupon Bond and investing the remaining amount in a derivative strategy called “Synthetic Iron Condor” with the underlying asset being the "IDB INDEXAMERICA 50 STABILITY EXCESS RETURN INDEX" of our training partner VECTOR.
Financing proposal, FEMSA (National Winner)
FEMSA's capital structure was analyzed, and a proposal was made to issue an amount of debt and repurchase a specific number of shares in order to lower the WACC and increase shareholder value without affecting the company's rating on a hedge basis.
Other projects
Participation in the Applied Stock Market Finance Laboratory "Blue Lamb"
The Applied Stock Market Finance laboratory is a space created by professors Rodrigo Fenton and Javier Elizondo in search of learning and/or reinforcing stock market topics.
To obtain the certificate of participation, a pitch was made by the company "Synopsys Inc." in which the following elements were presented and defended against teachers and students:
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Description of the business model
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business segments
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Semiconductor Industry Ecosystem
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Investment Thesis (Catalysts)
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Valuation with the FCF method
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Relative Valuation
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final valuation
Participation in CFA Institute Research Challenge Mexico
In this project, an extensive valuation was carried out on the Mexican company Grupo Mexico. In this project we analysed:
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The business model of Grupo Mexico.
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The mineral sector and the competitive positioning of Grupo Mexico.
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A summary of the investment. (Includes copper price projection models with R Studio).
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Valuation of the company through the discounted cash flow (DCF) model, valuation of the adjusted leveraged and deleveraged present value (APVU, APVL) and valuation by multiples.
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Financial analysis.
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Investment risks.
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ESG methodology.
Volunteering
Mission Cuatro Cienegas (4C)
In this volunteering I designed activities and agendas that helped low-income mothers to develop physical abilities; of speech and language; cognitive; social and emotional of their children. This is in search of optimal development in their childhood and can afford a better quality of life when they are older.
AIVIA
In this volunteering I developed articles on the internet that helped raise awareness about the impact of damage to the environment in society and how our contribution, however small it may be, can help create a better world.
Creating a savings account for Tanetze
In this volunteering help the community of Tanetze, Oaxaca. I did this through the creation of didactic content that helped them learn about the correct management of their personal finances. As well as preparing and educating them so that they could create and manage a savings account on their own.